Excellent service, RMK has provided my company professional indemnity insurance for a number of years and it’s always diligent and hassle free.
Jill Willis
Residential Property Owners Insurance for Landlords for both buildings and optional contents insurance cover and loss of rent insurance
Landlords of residential let properties can obtain buildings and contents as well as landlords liability cover.
Beware of competitors making claims for Landlord Insurance such as ‘We Will Beat Any Quote for the Same Cover’ as you may find that the cover offered is vastly inferior. You should check the following essentials for Landlords Insurance –
- That subsidence is automatically included. A Landlord should expect this peril to form part of the basic buildings cover.
- That Landlords Loss of Rent Insurance is automatically included up to 20% of the building sum insured and not an optional extra.
- That alternative accommodation is not limited – a Landlord should expect 20% of the building sum insured and not an inadequate lower limit.
- Malicious damage caused to the Landlords building by the tenant is not excluded – this is vital cover for a Landlord
- There are no unreasonable extra fees e.g. for mid term adjustments. A Landlord should expect to pay no more than £5 administration fee for mid-term adjustments. Many competitors charge in excess of £20.
Contact us for an open market quote for single or multiple properties that may benefit from a tailored approach.