Residential Property Owners Insurance quotes for Landlords for both buildings and optional contents insurance cover and loss of rent insurance
Typically up to 6 specialist insurers are approached for occupied Landlords buildings and contents insurance assuring Landlords a competitive price. Quotes are also provided for residential property owners insurance for buildings that are currently unoccupied but that will be let within 90 days. If your property is likely to be unoccupied for in excess of 90 days click here.
Landlords of residential let properties can obtain buildings and contents as well as landlords liability cover.
Any terms obtained are non-advised and are based on the information and cover requirements you provide. This is a very cost effective way to deal with Residential Property Owners insurance and these cost savings are passed on to you in the competitive insurance premiums produced.
Our partners (Abacus) review how competitive the insurers used for Landlords insurance are on a regular basis.
Beware of competitors making claims for Landlord Insurance such as ‘We Will Beat Any Quote for the Same Cover’ as you may find that the cover offered is vastly inferior. You should check the following essentials for Landlords Insurance –
- That subsidence is automatically included. A Landlord should expect this peril to form part of the basic buildings cover.
- That Landlords Loss of Rent Insurance is automatically included up to 20% of the building sum insured and not an optional extra.
- That alternative accommodation is not limited – a Landlord should expect 20% of the building sum insured and not an inadequate lower limit.
- Malicious damage caused to the Landlords building by the tenant is not excluded – this is vital cover for a Landlord
- There are no unreasonable extra fees e.g. for mid term adjustments. A Landlord should expect to pay no more than £5 administration fee for mid-term adjustments. Many competitors charge in excess of £20.
Contact us if you require an open market quote or if you have multiple properties requiring a tailored approach.
