RMK Insurance Brokers have looked after the business and personal insurance requirements of our family for many years now. We value their flexible approach and practical advice; being able to deal efficiently with the full extent of our various policies is a great advantage. We are able to contact them at any time and get immediate answers, their staff are knowledgeable and friendly. We have recommended them on a number of occasions.
If you are self-employed or if your employer does not provide sickness benefit, you may worry what would happen if you found you were unable to work for any prolonged period through ill-health or personal injury. For the sake of your family and your own peace of mind, you probably should consider the benefits of Personal Accident & Sickness Insurance. Cover is available to replace income lost as a result of injury or illness up to defined periods, usually 2 years, and insurers can normally be expected to provide insurance up to the value of your net earned income.
Typical benefits of Personal Accident Cover include:
- Death
- Loss of sight in one or both eyes
- Loss of a limb
- Permanent total disability
- Temporary total disability
- Temporary partial disability
Typical benefits of Sickness Cover include:
- Loss of sight in both eyes
- Permanent total disability by paralysis
- Temporary total disability