Professional Indemnity Insurance for Genealogist

Professional Indemnity Insurance for Genealogists

Get a Quote Now?Please note terms obtained are non-advised and are based on information provided by yourself. This is very cost effective and these cost savings are passed on to you in the competitive terms produced. On clicking this button you will be taken to our insurance partner HCCI’s site.

Professional Indemnity insurance for Genealogists available online from £93. The professional indemnity insurance limit you choose is on the wider any one claim basis rather than the more typical aggregate limit. This means that there is no limit to the number of professional indemnity insurance claims in any one policy year.

Features of the professional indemnity insurance for genealogists are :-

• Cover is provided on a civil liability basis and specifically provides cover for claims made against the Insured for legal liability arising from:
  Breach of professional duty;
  Dishonesty of employees;
  Libel or slander;
  Unintentional breach of confidentiality;
  Unintentional infringement of intellectual property rights. (Many insurers limit this cover to copyright only);
  Loss of or damage to documents.
• Costs of prosecuting claims for infringement of the Insured’s intellectual property rights (sub-limit £25,000 in the aggregate).
• Costs of representation at any inquiry which has a direct relevance to any claim or circumstance.
• Data Protection cover. This relates to the legal costs incurred to defend a criminal prosecution under the Data Protection Act.
• Irrecoverable Fees. Often claims can be avoided (and therefore business relationships saved) by consideration being given to waiving outstanding fees owed. Where it can be shown that the pursuit of such fees would result in
  a greater counter-claim then the cover allows the insurers to work
  with the Genealogist Insured closely and potentially reimburse the
  outstanding fees.
• Defence costs (lawyers, court costs, experts etc) which are payable in addition to the Indemnity Limit.
• The insurers are HCC who are AA rated by most credit agencies.
• Interest free monthly payments available.

Aside from professional indemnity insurance for genealogists we can assist with most general insurance enquiries. Please contact us if you wish to discuss.

As a self employed person you may be interested in tax and vat investigation insurance.