Travel Insurance

Please be aware that most travel policies are restricting cover connected to Coronavirus and some insurers are not offering any cover at the present time. 

Typically –
There is no cover for cancellation, abandonment or curtailment claims if the Foreign and Commonwealth Office (FCO) advises you not to travel, for example where the FCO advise against all but essential travel to an area affected by Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-COV-2) or any mutation of Coronavirus, COVID-19 or SARs-COV-2.

There is no cover for any claims as a result of Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-COV-2), any mutation of Coronavirus, COVID-19 or SARs-COV-2 or any pandemic or fear or threat of any the above. Except for Medical & repatriation expenses. This will only apply if you did not travel against the published advice of the FCO, any local government, local authority or WHO.

Policies sold from 28 July 2020 by DTW will include cover for COVID-19 under the Medical Expenses and Cancellation/Curtailment sections of the policy. Cover is available in the following circumstances:

• Medical Expenses: If an insured person needs emergency medical treatment whilst on a trip
• Cancellation: Only if an insured person (named on the certificate) tests positive for COVID-19 in the two weeks prior to travel and has to cancel their holiday
• Curtailment: Only if an insured person (named on the certificate) tests positive for COVID-19 whilst on a trip

We can usually arrange travel insurance that covers pre-existing medical conditions.  However, if for some reason we are unable to find you affordable travel insurance for your medical conditions, the Money Advice Service has launched a directory listing companies that may be able to help you. The directory can be accessed by either clicking here or calling 0800 138 7777. 

Get a Quote Now?Please note terms obtained are non-advised and are based on information provided by yourself. This is very cost effective and these cost savings are passed on to you in the competitive terms produced. On clicking this button you will be taken to our insurance partner DTW 1991 Underwriting Limited website.

Travel Insurance cover available online. A British Insurance Brokers Association approved cover from DTW 1991 Underwriting Limited. Provides for a wide variety of activities such as abseiling, aerial safaris, bungee jumping, gliding, bobsleighing, off piste skiing, snowshoeing, scuba diving, jet skiing, sailing, snowmobiling, wind surfing.

If you travel more than once a year (abroad or within the UK) it is worth considering Annual insurance particularly as you benefit from year round cover against the unexpected.

About this policy-

• Financial failure of a supplier such as an airline or hotel which may be important if your holiday is not a package holiday. This may be a more common occurrence following the recent disruption and the global economy generally.
• Single and annual multi-trip cover with £10 million medical cover
• Independent travel for all insured persons including children
• No terrorism exclusion
• A family policy can cover dependent children under the age of 18 years (or under 24 years if in full-time education)
• Infants aged under 4 years are covered for free on any adult policy
• Policies can be issued with just children under 18 years as insured person(s), as long as proposer is the parent or guardian 18 years or over
• Many hazardous activities (including scuba diving, bungee jumping) are covered as standard
• Adults can be covered up to the age of – 75 years on an annual multi-trip policy or 85 years on a single trip policy
• Up to 45 days any one trip, with unlimited trips on an annual multi-trip policy (31 days for persons aged 71 years to 75 years)
• Option to upgrade from 45 days to 60 days on an annual multi-trip policy for persons aged under 71 years
• Cover for motorcycling holidays with motorcycles up to 1200cc engine size as long as insured has held a valid licence to ride such motorcycle for at least 2 years without incident
• Pre-existing medical conditions may be considered, subject to medical screening

If you have a serious pre-existing medical condition or you are over 75 years of age (annual multi-trip) or 85 (single trip) you should consider a specialist travel insurance product. Please click here for details. 

Coronavirus – Please click here for the ABI advice on travel

Brexit – Please click here for ABI advice on travel during the transition period 

Get a Quote Now?Please note terms obtained are non-advised and are based on information provided by yourself. This is very cost effective and these cost savings are passed on to you in the competitive terms produced. On clicking this button you will be taken to our insurance partner DTW 1991 Underwriting Limited website.

Contact us for more information